Market Intelligence: Future Exposure & Demand Potential

131 companies analyzed — 23 July 2026

Adaptation Capacity x Future Exposure Gap

Trapped
29
Low adaptation capacity + high future vulnerability
Low cushion, future pressure is high
Capable but Exposed
38
High adaptation capacity + high future exposure
Capacity exists, but future forces are building
Limited but Sheltered
36
Low adaptation capacity + lower future exposure
Lower capacity, but future pressure is lower
Future-Ready
28
High adaptation capacity + lower future vulnerability
Strong cushion and lower future pressure

Cutoffs (Future 50th percentile, Current 50th percentile, Adaptation 50th percentile, Demand 65th percentile): Future gap ≥ 61.4 · Adaptation capacity ≥ 58.9

Adaptation Capacity (x-axis)
Future Exposure Gap (y-axis)

Adaptation Capacity x Future Exposure Gap

X = capacity to act. Y = future exposure that may create demand before visible pain. Top-left = trapped; bottom-right = future-ready.

00 2525 5050 7575 100100 Capacity=59 Future=61.4 TRAPPED CAPABLE BUT EXPOSED LIMITED BUT SHELTERED FUTURE-READY Teboil (Energy & Utilities) — Capacity=31.5, Future exposure=71.6, Trapped Fiskars Group (Retail & Consumer) — Capacity=49.6, Future exposure=79.6, Trapped Gigantti (Retail & Consumer) — Capacity=33.5, Future exposure=54.3, Limited but Sheltered Peab (Suomi) (Construction & Real Estate) — Capacity=40.5, Future exposure=57.9, Limited but Sheltered Skandia (Insurance & Pensions) — Capacity=33.2, Future exposure=62.4, Trapped Delete Group (Industrial & Manufacturing) — Capacity=52.7, Future exposure=73.4, Trapped Eezy Oyj (IT Services & Consulting) — Capacity=54.8, Future exposure=61.5, Trapped YIT Oyj (Construction & Real Estate) — Capacity=57.6, Future exposure=49.7, Limited but Sheltered SRV Yhtiöt Oyj (Construction & Real Estate) — Capacity=40.9, Future exposure=54.2, Limited but Sheltered Turku Energia (Energy & Utilities) — Capacity=54.6, Future exposure=61.7, Trapped Vincit Oyj (IT Services & Consulting) — Capacity=52.8, Future exposure=61.4, Trapped Etteplan Oyj (IT Services & Consulting) — Capacity=58.1, Future exposure=51.7, Limited but Sheltered Meyer Turku (Industrial & Manufacturing) — Capacity=63.6, Future exposure=74.8, Capable but Exposed Huhtamäki Oyj (Industrial & Manufacturing) — Capacity=62.4, Future exposure=77, Capable but Exposed Metsä Board Oyj (Forest & Paper) — Capacity=55.9, Future exposure=71.5, Trapped Oma SP (Financial Services) — Capacity=52, Future exposure=57.3, Limited but Sheltered Verkkokauppa.com Oyj (Retail & Consumer) — Capacity=58.3, Future exposure=56.8, Limited but Sheltered Lassila & Tikanoja Oyj (Industrial & Manufacturing) — Capacity=54.2, Future exposure=65.4, Trapped Kuusakoski (Industrial & Manufacturing) — Capacity=58.9, Future exposure=65.6, Capable but Exposed Power Finland (Retail & Consumer) — Capacity=42.1, Future exposure=54.8, Limited but Sheltered Telia Finland (Telecommunications) — Capacity=47.3, Future exposure=59.5, Limited but Sheltered Rettig Group (Industrial & Manufacturing) — Capacity=55, Future exposure=76.5, Trapped Outokumpu Oyj (Industrial & Manufacturing) — Capacity=65.4, Future exposure=68.7, Capable but Exposed Metsä Group (Forest & Paper) — Capacity=46.9, Future exposure=60.8, Limited but Sheltered IKEA Suomi (Retail & Consumer) — Capacity=56.3, Future exposure=66, Trapped Kamux Oyj (Retail & Consumer) — Capacity=49.9, Future exposure=51.9, Limited but Sheltered Gasum (Energy & Utilities) — Capacity=51.3, Future exposure=56.8, Limited but Sheltered Sveriges Riksbank (Financial Services) — Capacity=57.4, Future exposure=68.7, Trapped Barona (IT Services & Consulting) — Capacity=48.1, Future exposure=61.6, Trapped Pihlajalinna Oyj (Healthcare) — Capacity=50.1, Future exposure=66.5, Trapped Tamro (Healthcare) — Capacity=43.7, Future exposure=47.8, Limited but Sheltered Ahlstrom (Industrial & Manufacturing) — Capacity=56.8, Future exposure=61.4, Trapped Lidl Suomi (Retail & Consumer) — Capacity=54.9, Future exposure=60.9, Limited but Sheltered Tokmanni Group (Retail & Consumer) — Capacity=44.9, Future exposure=57.3, Limited but Sheltered Oras Group (Industrial & Manufacturing) — Capacity=56.3, Future exposure=60.4, Limited but Sheltered TF Bank (Other) — Capacity=61.1, Future exposure=81.6, Capable but Exposed Uponor (Industrial & Manufacturing) — Capacity=60.5, Future exposure=53.8, Future-Ready Skanska (Suomi) (Construction & Real Estate) — Capacity=53.4, Future exposure=53, Limited but Sheltered Posti Group (Transport & Logistics) — Capacity=59.4, Future exposure=60.4, Future-Ready Finnair Oyj (Transport & Logistics) — Capacity=54.5, Future exposure=63.2, Trapped NCC (Suomi) (Construction & Real Estate) — Capacity=47.3, Future exposure=57.1, Limited but Sheltered Alko (Retail & Consumer) — Capacity=42.1, Future exposure=60.9, Limited but Sheltered Nokian Renkaat Oyj (Industrial & Manufacturing) — Capacity=53.7, Future exposure=50.7, Limited but Sheltered Veho (Retail & Consumer) — Capacity=45.3, Future exposure=65.4, Trapped Musti Group (Retail & Consumer) — Capacity=64.3, Future exposure=47.6, Future-Ready Maatalousyrittäjien eläkelaitos (Insurance & Pensions) — Capacity=44.2, Future exposure=59.9, Limited but Sheltered Lujatalo (Construction & Real Estate) — Capacity=59.1, Future exposure=53.8, Future-Ready Klarna (Financial Services) — Capacity=53.3, Future exposure=61.4, Trapped Rebase Consulting (IT Services & Consulting) — Capacity=64.1, Future exposure=70.9, Capable but Exposed Elo (Insurance & Pensions) — Capacity=45.7, Future exposure=69.6, Trapped Metso Oyj (Industrial & Manufacturing) — Capacity=66, Future exposure=74.2, Capable but Exposed Handelsbanken (Other) — Capacity=60.6, Future exposure=73.3, Capable but Exposed Elisa Oyj (Telecommunications) — Capacity=58, Future exposure=69.5, Trapped Scanfil Oyj (Industrial & Manufacturing) — Capacity=61, Future exposure=61.8, Capable but Exposed Sisu Auto (Industrial & Manufacturing) — Capacity=59, Future exposure=72.3, Capable but Exposed UPM-Kymmene Oyj (Forest & Paper) — Capacity=51.7, Future exposure=62.2, Trapped Atria Oyj (Retail & Consumer) — Capacity=54.8, Future exposure=65.9, Trapped Fennia (Insurance & Pensions) — Capacity=66.1, Future exposure=54.3, Future-Ready Stora Enso Oyj (Forest & Paper) — Capacity=56.6, Future exposure=62.3, Trapped Gofore Oyj (IT Services & Consulting) — Capacity=63.3, Future exposure=64.1, Capable but Exposed Ensto (Industrial & Manufacturing) — Capacity=49.3, Future exposure=64.1, Trapped SSAB Europe (Industrial & Manufacturing) — Capacity=72.8, Future exposure=78.8, Capable but Exposed DNA (Telecommunications) — Capacity=71.2, Future exposure=70, Capable but Exposed Halton (Industrial & Manufacturing) — Capacity=72.6, Future exposure=81.9, Capable but Exposed Kesko Oyj (Retail & Consumer) — Capacity=57, Future exposure=65.2, Trapped Valmet Oyj (Industrial & Manufacturing) — Capacity=61, Future exposure=75.4, Capable but Exposed Kemira Oyj (Industrial & Manufacturing) — Capacity=58.5, Future exposure=74.8, Trapped Hesburger (Retail & Consumer) — Capacity=57.6, Future exposure=59.8, Limited but Sheltered Tallink Silja (Transport & Logistics) — Capacity=60.8, Future exposure=63.7, Capable but Exposed Patria (Industrial & Manufacturing) — Capacity=56.4, Future exposure=68.3, Trapped Varma (Insurance & Pensions) — Capacity=58.1, Future exposure=72.6, Trapped Accenture (IT Services & Consulting) — Capacity=69.5, Future exposure=61.1, Future-Ready Ponsse Oyj (Industrial & Manufacturing) — Capacity=61.7, Future exposure=67.1, Capable but Exposed Veritas (Insurance & Pensions) — Capacity=62.4, Future exposure=62.7, Capable but Exposed Sofigate (IT Services & Consulting) — Capacity=60.9, Future exposure=61.8, Capable but Exposed Toyota Auto-Finland (Retail & Consumer) — Capacity=54.5, Future exposure=59.6, Limited but Sheltered Neste Oyj (Energy & Utilities) — Capacity=56, Future exposure=69.6, Trapped Viking Line Abp (Transport & Logistics) — Capacity=50.7, Future exposure=57.6, Limited but Sheltered Landshypotek Bank (Financial Services) — Capacity=56.8, Future exposure=58.6, Limited but Sheltered Saka Finland (Energy & Utilities) — Capacity=51.4, Future exposure=58, Limited but Sheltered Vivicta (IT Services & Consulting) — Capacity=57.1, Future exposure=53.2, Limited but Sheltered Swedbank (Financial Services) — Capacity=70, Future exposure=79.9, Capable but Exposed St1 Nordic (Energy & Utilities) — Capacity=66.9, Future exposure=66.8, Capable but Exposed Valio (Retail & Consumer) — Capacity=61.7, Future exposure=43.1, Future-Ready GRK (Construction & Real Estate) — Capacity=65.6, Future exposure=53, Future-Ready CGI (IT Services & Consulting) — Capacity=63.9, Future exposure=61.6, Capable but Exposed Forex (Financial Services) — Capacity=53.1, Future exposure=58.1, Limited but Sheltered HKFoods Oyj (Retail & Consumer) — Capacity=45.7, Future exposure=44.1, Limited but Sheltered Tieto Oyj (IT Services & Consulting) — Capacity=56.4, Future exposure=58.3, Limited but Sheltered LähiTapiola (Insurance & Pensions) — Capacity=61.8, Future exposure=68.3, Capable but Exposed Sanoma Oyj (Media & Publishing) — Capacity=56.9, Future exposure=55.7, Limited but Sheltered Oriola (Healthcare) — Capacity=61.6, Future exposure=50.2, Future-Ready Ilmarinen (Insurance & Pensions) — Capacity=62.8, Future exposure=66.4, Capable but Exposed Säästöpankki (Financial Services) — Capacity=70.4, Future exposure=69.9, Capable but Exposed Caverion (Construction & Real Estate) — Capacity=59, Future exposure=62.2, Capable but Exposed Olvi Oyj (Retail & Consumer) — Capacity=60.9, Future exposure=67.5, Capable but Exposed Finavia (Transport & Logistics) — Capacity=50.5, Future exposure=53.3, Limited but Sheltered SEB (Financial Services) — Capacity=66.6, Future exposure=66.9, Capable but Exposed Fazer (Retail & Consumer) — Capacity=58.6, Future exposure=58.4, Limited but Sheltered Vaisala Oyj (Technology & Software) — Capacity=70.9, Future exposure=66.6, Capable but Exposed HIAB (Industrial & Manufacturing) — Capacity=66.6, Future exposure=64, Capable but Exposed Kone Oyj (Industrial & Manufacturing) — Capacity=65.9, Future exposure=65.9, Capable but Exposed Nordea Bank Abp (Financial Services) — Capacity=72.4, Future exposure=61.6, Capable but Exposed Digia Oyj (IT Services & Consulting) — Capacity=60.4, Future exposure=51.6, Future-Ready Broman Group (Motonet) (Retail & Consumer) — Capacity=66.8, Future exposure=57.2, Future-Ready Mehiläinen (Healthcare) — Capacity=72.7, Future exposure=50.9, Future-Ready Paulig (Retail & Consumer) — Capacity=61.3, Future exposure=61.1, Future-Ready Solita (IT Services & Consulting) — Capacity=63.9, Future exposure=50.6, Future-Ready Oura (Technology & Software) — Capacity=71.3, Future exposure=79.1, Capable but Exposed Snellman (Retail & Consumer) — Capacity=56.5, Future exposure=51.8, Limited but Sheltered Fortum Oyj (Energy & Utilities) — Capacity=74.3, Future exposure=67.5, Capable but Exposed Wärtsilä Oyj (Industrial & Manufacturing) — Capacity=65.6, Future exposure=59.9, Future-Ready Alma Media Oyj (Media & Publishing) — Capacity=58.8, Future exposure=41, Limited but Sheltered Insta Group (IT Services & Consulting) — Capacity=74, Future exposure=54.1, Future-Ready Vantaan Energia (Energy & Utilities) — Capacity=67, Future exposure=60.7, Future-Ready Terveystalo Oyj (Healthcare) — Capacity=57.2, Future exposure=49.2, Limited but Sheltered Sampo Oyj (Insurance & Pensions) — Capacity=64, Future exposure=69.2, Capable but Exposed Mandatum (Financial Services) — Capacity=72.5, Future exposure=61.9, Capable but Exposed Supercell (Technology & Software) — Capacity=79.5, Future exposure=71.1, Capable but Exposed Harvia Oyj (Industrial & Manufacturing) — Capacity=74.8, Future exposure=59.8, Future-Ready OP Ryhmä (Financial Services) — Capacity=60.8, Future exposure=59.5, Future-Ready S-ryhmä (Retail & Consumer) — Capacity=70.6, Future exposure=52, Future-Ready Bassadone Automotive Nordic (Retail & Consumer) — Capacity=70.7, Future exposure=44.6, Future-Ready VR Group (Transport & Logistics) — Capacity=74.9, Future exposure=51.3, Future-Ready Helen (Energy & Utilities) — Capacity=69.2, Future exposure=55, Future-Ready Nokia Oyj (Technology & Software) — Capacity=73.5, Future exposure=50.6, Future-Ready TCS (IT Services & Consulting) — Capacity=71.4, Future exposure=60.1, Future-Ready ABB Oy (Industrial & Manufacturing) — Capacity=71.5, Future exposure=66, Capable but Exposed If P&C Insurance (Insurance & Pensions) — Capacity=80.9, Future exposure=53.9, Future-Ready Oulun Energia (Energy & Utilities) — Capacity=67.8, Future exposure=54.3, Future-Ready Nordnet (Other) — Capacity=72.2, Future exposure=60.2, Future-Ready Adaptation Capacity Future Exposure Gap
TRAPPED (top-left) — low cushion, future bad
CAPABLE BUT EXPOSED (top-right) — capacity exists, future is building
LIMITED BUT SHELTERED (bottom-left) — lower capacity, lower future pressure
FUTURE-READY (bottom-right) — best position

Future Exposure Gap vs Current Vulnerability

X = visible weakness today. Y = future pressure. This separates emerging risk from urgent remediation.

00 2525 5050 7575 100100 Vuln=38.8 Future=61.4 EMERGING RISK CRITICAL WELL POSITIONED CURRENT RECOVERY NEED Teboil (Energy & Utilities) — Current=70.9, Future exposure=71.6, Critical Fiskars Group (Retail & Consumer) — Current=38.4, Future exposure=79.6, Emerging Risk Gigantti (Retail & Consumer) — Current=71.4, Future exposure=54.3, Current Recovery Need Peab (Suomi) (Construction & Real Estate) — Current=68.5, Future exposure=57.9, Current Recovery Need Skandia (Insurance & Pensions) — Current=30.7, Future exposure=62.4, Emerging Risk Delete Group (Industrial & Manufacturing) — Current=47.1, Future exposure=73.4, Critical Eezy Oyj (IT Services & Consulting) — Current=52.5, Future exposure=61.5, Critical YIT Oyj (Construction & Real Estate) — Current=50.7, Future exposure=49.7, Current Recovery Need SRV Yhtiöt Oyj (Construction & Real Estate) — Current=63.1, Future exposure=54.2, Current Recovery Need Turku Energia (Energy & Utilities) — Current=50.9, Future exposure=61.7, Critical Vincit Oyj (IT Services & Consulting) — Current=54.1, Future exposure=61.4, Critical Etteplan Oyj (IT Services & Consulting) — Current=48.7, Future exposure=51.7, Current Recovery Need Meyer Turku (Industrial & Manufacturing) — Current=40.1, Future exposure=74.8, Critical Huhtamäki Oyj (Industrial & Manufacturing) — Current=34.8, Future exposure=77, Emerging Risk Metsä Board Oyj (Forest & Paper) — Current=42, Future exposure=71.5, Critical Oma SP (Financial Services) — Current=52, Future exposure=57.3, Current Recovery Need Verkkokauppa.com Oyj (Retail & Consumer) — Current=39.5, Future exposure=56.8, Current Recovery Need Lassila & Tikanoja Oyj (Industrial & Manufacturing) — Current=51.3, Future exposure=65.4, Critical Kuusakoski (Industrial & Manufacturing) — Current=51.4, Future exposure=65.6, Critical Power Finland (Retail & Consumer) — Current=66.7, Future exposure=54.8, Current Recovery Need Telia Finland (Telecommunications) — Current=50.9, Future exposure=59.5, Current Recovery Need Rettig Group (Industrial & Manufacturing) — Current=54.2, Future exposure=76.5, Critical Outokumpu Oyj (Industrial & Manufacturing) — Current=43.6, Future exposure=68.7, Critical Metsä Group (Forest & Paper) — Current=58.5, Future exposure=60.8, Current Recovery Need IKEA Suomi (Retail & Consumer) — Current=42.5, Future exposure=66, Critical Kamux Oyj (Retail & Consumer) — Current=60.1, Future exposure=51.9, Current Recovery Need Gasum (Energy & Utilities) — Current=59.2, Future exposure=56.8, Current Recovery Need Sveriges Riksbank (Financial Services) — Current=33.4, Future exposure=68.7, Emerging Risk Barona (IT Services & Consulting) — Current=52.3, Future exposure=61.6, Critical Pihlajalinna Oyj (Healthcare) — Current=50.4, Future exposure=66.5, Critical Tamro (Healthcare) — Current=56.2, Future exposure=47.8, Current Recovery Need Ahlstrom (Industrial & Manufacturing) — Current=48.2, Future exposure=61.4, Critical Lidl Suomi (Retail & Consumer) — Current=49.5, Future exposure=60.9, Current Recovery Need Tokmanni Group (Retail & Consumer) — Current=46, Future exposure=57.3, Current Recovery Need Oras Group (Industrial & Manufacturing) — Current=53.4, Future exposure=60.4, Current Recovery Need TF Bank (Other) — Current=35.4, Future exposure=81.6, Emerging Risk Uponor (Industrial & Manufacturing) — Current=52.9, Future exposure=53.8, Current Recovery Need Skanska (Suomi) (Construction & Real Estate) — Current=58.2, Future exposure=53, Current Recovery Need Posti Group (Transport & Logistics) — Current=39.8, Future exposure=60.4, Current Recovery Need Finnair Oyj (Transport & Logistics) — Current=49.8, Future exposure=63.2, Critical NCC (Suomi) (Construction & Real Estate) — Current=47.8, Future exposure=57.1, Current Recovery Need Alko (Retail & Consumer) — Current=53.1, Future exposure=60.9, Current Recovery Need Nokian Renkaat Oyj (Industrial & Manufacturing) — Current=63, Future exposure=50.7, Current Recovery Need Veho (Retail & Consumer) — Current=56.1, Future exposure=65.4, Critical Musti Group (Retail & Consumer) — Current=44, Future exposure=47.6, Current Recovery Need Maatalousyrittäjien eläkelaitos (Insurance & Pensions) — Current=42.6, Future exposure=59.9, Current Recovery Need Lujatalo (Construction & Real Estate) — Current=45.4, Future exposure=53.8, Current Recovery Need Klarna (Financial Services) — Current=36.5, Future exposure=61.4, Emerging Risk Rebase Consulting (IT Services & Consulting) — Current=28.3, Future exposure=70.9, Emerging Risk Elo (Insurance & Pensions) — Current=58.6, Future exposure=69.6, Critical Metso Oyj (Industrial & Manufacturing) — Current=31.8, Future exposure=74.2, Emerging Risk Handelsbanken (Other) — Current=29.1, Future exposure=73.3, Emerging Risk Elisa Oyj (Telecommunications) — Current=42.3, Future exposure=69.5, Critical Scanfil Oyj (Industrial & Manufacturing) — Current=46.6, Future exposure=61.8, Critical Sisu Auto (Industrial & Manufacturing) — Current=34.4, Future exposure=72.3, Emerging Risk UPM-Kymmene Oyj (Forest & Paper) — Current=48.2, Future exposure=62.2, Critical Atria Oyj (Retail & Consumer) — Current=35.7, Future exposure=65.9, Emerging Risk Fennia (Insurance & Pensions) — Current=43.8, Future exposure=54.3, Current Recovery Need Stora Enso Oyj (Forest & Paper) — Current=36.4, Future exposure=62.3, Emerging Risk Gofore Oyj (IT Services & Consulting) — Current=42.8, Future exposure=64.1, Critical Ensto (Industrial & Manufacturing) — Current=45.2, Future exposure=64.1, Critical SSAB Europe (Industrial & Manufacturing) — Current=28.4, Future exposure=78.8, Emerging Risk DNA (Telecommunications) — Current=19.1, Future exposure=70, Emerging Risk Halton (Industrial & Manufacturing) — Current=32.1, Future exposure=81.9, Emerging Risk Kesko Oyj (Retail & Consumer) — Current=35.1, Future exposure=65.2, Emerging Risk Valmet Oyj (Industrial & Manufacturing) — Current=32.8, Future exposure=75.4, Emerging Risk Kemira Oyj (Industrial & Manufacturing) — Current=34, Future exposure=74.8, Emerging Risk Hesburger (Retail & Consumer) — Current=33.3, Future exposure=59.8, Well Positioned Tallink Silja (Transport & Logistics) — Current=45.7, Future exposure=63.7, Critical Patria (Industrial & Manufacturing) — Current=30.7, Future exposure=68.3, Emerging Risk Varma (Insurance & Pensions) — Current=45.8, Future exposure=72.6, Critical Accenture (IT Services & Consulting) — Current=38.4, Future exposure=61.1, Well Positioned Ponsse Oyj (Industrial & Manufacturing) — Current=38.1, Future exposure=67.1, Emerging Risk Veritas (Insurance & Pensions) — Current=42, Future exposure=62.7, Critical Sofigate (IT Services & Consulting) — Current=35.8, Future exposure=61.8, Emerging Risk Toyota Auto-Finland (Retail & Consumer) — Current=41.7, Future exposure=59.6, Current Recovery Need Neste Oyj (Energy & Utilities) — Current=37.8, Future exposure=69.6, Emerging Risk Viking Line Abp (Transport & Logistics) — Current=44.5, Future exposure=57.6, Current Recovery Need Landshypotek Bank (Financial Services) — Current=30.6, Future exposure=58.6, Well Positioned Saka Finland (Energy & Utilities) — Current=41.7, Future exposure=58, Current Recovery Need Vivicta (IT Services & Consulting) — Current=33.1, Future exposure=53.2, Well Positioned Swedbank (Financial Services) — Current=25.8, Future exposure=79.9, Emerging Risk St1 Nordic (Energy & Utilities) — Current=36.5, Future exposure=66.8, Emerging Risk Valio (Retail & Consumer) — Current=57.7, Future exposure=43.1, Current Recovery Need GRK (Construction & Real Estate) — Current=48.9, Future exposure=53, Current Recovery Need CGI (IT Services & Consulting) — Current=31.4, Future exposure=61.6, Emerging Risk Forex (Financial Services) — Current=40.6, Future exposure=58.1, Current Recovery Need HKFoods Oyj (Retail & Consumer) — Current=42, Future exposure=44.1, Current Recovery Need Tieto Oyj (IT Services & Consulting) — Current=31.5, Future exposure=58.3, Well Positioned LähiTapiola (Insurance & Pensions) — Current=44.9, Future exposure=68.3, Critical Sanoma Oyj (Media & Publishing) — Current=43.2, Future exposure=55.7, Current Recovery Need Oriola (Healthcare) — Current=35.6, Future exposure=50.2, Well Positioned Ilmarinen (Insurance & Pensions) — Current=27.7, Future exposure=66.4, Emerging Risk Säästöpankki (Financial Services) — Current=30.7, Future exposure=69.9, Emerging Risk Caverion (Construction & Real Estate) — Current=34.6, Future exposure=62.2, Emerging Risk Olvi Oyj (Retail & Consumer) — Current=46, Future exposure=67.5, Critical Finavia (Transport & Logistics) — Current=41.2, Future exposure=53.3, Current Recovery Need SEB (Financial Services) — Current=27.9, Future exposure=66.9, Emerging Risk Fazer (Retail & Consumer) — Current=34.5, Future exposure=58.4, Well Positioned Vaisala Oyj (Technology & Software) — Current=22.6, Future exposure=66.6, Emerging Risk HIAB (Industrial & Manufacturing) — Current=41.6, Future exposure=64, Critical Kone Oyj (Industrial & Manufacturing) — Current=37.7, Future exposure=65.9, Emerging Risk Nordea Bank Abp (Financial Services) — Current=32.3, Future exposure=61.6, Emerging Risk Digia Oyj (IT Services & Consulting) — Current=36.6, Future exposure=51.6, Well Positioned Broman Group (Motonet) (Retail & Consumer) — Current=35.9, Future exposure=57.2, Well Positioned Mehiläinen (Healthcare) — Current=20.5, Future exposure=50.9, Well Positioned Paulig (Retail & Consumer) — Current=38.8, Future exposure=61.1, Current Recovery Need Solita (IT Services & Consulting) — Current=29, Future exposure=50.6, Well Positioned Oura (Technology & Software) — Current=31.8, Future exposure=79.1, Emerging Risk Snellman (Retail & Consumer) — Current=37.1, Future exposure=51.8, Well Positioned Fortum Oyj (Energy & Utilities) — Current=23.7, Future exposure=67.5, Emerging Risk Wärtsilä Oyj (Industrial & Manufacturing) — Current=29.1, Future exposure=59.9, Well Positioned Alma Media Oyj (Media & Publishing) — Current=33.9, Future exposure=41, Well Positioned Insta Group (IT Services & Consulting) — Current=24.3, Future exposure=54.1, Well Positioned Vantaan Energia (Energy & Utilities) — Current=25, Future exposure=60.7, Well Positioned Terveystalo Oyj (Healthcare) — Current=43, Future exposure=49.2, Current Recovery Need Sampo Oyj (Insurance & Pensions) — Current=29.2, Future exposure=69.2, Emerging Risk Mandatum (Financial Services) — Current=24.8, Future exposure=61.9, Emerging Risk Supercell (Technology & Software) — Current=20.6, Future exposure=71.1, Emerging Risk Harvia Oyj (Industrial & Manufacturing) — Current=23.5, Future exposure=59.8, Well Positioned OP Ryhmä (Financial Services) — Current=29.4, Future exposure=59.5, Well Positioned S-ryhmä (Retail & Consumer) — Current=28.2, Future exposure=52, Well Positioned Bassadone Automotive Nordic (Retail & Consumer) — Current=34.9, Future exposure=44.6, Well Positioned VR Group (Transport & Logistics) — Current=25.5, Future exposure=51.3, Well Positioned Helen (Energy & Utilities) — Current=34.8, Future exposure=55, Well Positioned Nokia Oyj (Technology & Software) — Current=32.9, Future exposure=50.6, Well Positioned TCS (IT Services & Consulting) — Current=37.4, Future exposure=60.1, Well Positioned ABB Oy (Industrial & Manufacturing) — Current=22.9, Future exposure=66, Emerging Risk If P&C Insurance (Insurance & Pensions) — Current=16.7, Future exposure=53.9, Well Positioned Oulun Energia (Energy & Utilities) — Current=30.8, Future exposure=54.3, Well Positioned Nordnet (Other) — Current=21, Future exposure=60.2, Well Positioned Current Vulnerability Future Exposure Gap
EMERGING RISK (top-left) — future pressure is building before visible pain
CRITICAL (top-right) — vulnerable now and exposed to future pressure
WELL POSITIONED (bottom-left) — lower current and future pressure
CURRENT RECOVERY NEED (bottom-right) — current issues dominate future pressure

Future Exposure & Demand Potential — Company Rankings

#CompanyDomainFuture GapDemand PotentialAdapt.Current Vuln.PressureReadiness GapSegment
1 Halton Industrial & Manufacturing 82 74 73 32 82 75 Capable but Exposed
2 TF Bank Other 82 69 61 35 79 78 Capable but Exposed
3 Swedbank Financial Services 80 74 70 26 82 82 Capable but Exposed
4 Fiskars Group Retail & Consumer 80 65 50 38 77 75 Trapped
5 Oura Technology & Software 79 71 71 32 79 72 Capable but Exposed
6 SSAB Europe Industrial & Manufacturing 79 73 73 28 75 75 Capable but Exposed
7 Huhtamäki Oyj Industrial & Manufacturing 77 67 62 35 73 73 Capable but Exposed
8 Rettig Group Industrial & Manufacturing 77 60 55 54 78 66 Trapped
9 Valmet Oyj Industrial & Manufacturing 75 64 61 33 77 65 Capable but Exposed
10 Meyer Turku Industrial & Manufacturing 75 65 64 40 74 66 Capable but Exposed
11 Kemira Oyj Industrial & Manufacturing 75 62 59 34 78 62 Trapped
12 Metso Oyj Industrial & Manufacturing 74 65 66 32 79 59 Capable but Exposed
13 Delete Group Industrial & Manufacturing 73 59 53 47 77 60 Trapped
14 Handelsbanken Other 73 64 61 29 76 60 Capable but Exposed
15 Varma Insurance & Pensions 73 59 58 46 76 60 Trapped
16 Sisu Auto Industrial & Manufacturing 72 62 59 34 76 58 Capable but Exposed
17 Teboil Energy & Utilities 72 48 32 71 73 60 Trapped
18 Metsä Board Oyj Forest & Paper 72 61 56 42 79 72 Trapped
19 Supercell Technology & Software 71 69 80 21 72 59 Capable but Exposed
20 Rebase Consulting IT Services & Consulting 71 64 64 28 73 58 Capable but Exposed
21 DNA Telecommunications 70 66 71 19 76 52 Capable but Exposed
22 Säästöpankki Financial Services 70 65 70 31 71 58 Capable but Exposed
23 Elo Insurance & Pensions 70 51 46 59 76 60 Trapped
24 Neste Oyj Energy & Utilities 70 57 56 38 74 54 Trapped
25 Elisa Oyj Telecommunications 70 58 58 42 68 60 Trapped
26 Sampo Oyj Insurance & Pensions 69 60 64 29 76 50 Capable but Exposed
27 Outokumpu Oyj Industrial & Manufacturing 69 61 65 44 77 60 Capable but Exposed
28 Sveriges Riksbank Financial Services 69 59 57 33 72 53 Trapped
29 Patria Industrial & Manufacturing 68 57 56 31 80 43 Trapped
30 LähiTapiola Insurance & Pensions 68 58 62 45 74 60 Capable but Exposed
31 Olvi Oyj Retail & Consumer 68 59 61 46 75 66 Capable but Exposed
32 Fortum Oyj Energy & Utilities 68 64 74 24 73 49 Capable but Exposed
33 Ponsse Oyj Industrial & Manufacturing 67 56 62 38 79 41 Capable but Exposed
34 SEB Financial Services 67 60 67 28 74 46 Capable but Exposed
35 St1 Nordic Energy & Utilities 67 59 67 37 76 44 Capable but Exposed
36 Vaisala Oyj Technology & Software 67 62 71 23 77 42 Capable but Exposed
37 Pihlajalinna Oyj Healthcare 67 55 50 50 71 68 Trapped
38 Ilmarinen Insurance & Pensions 66 58 63 28 78 41 Capable but Exposed
39 IKEA Suomi Retail & Consumer 66 56 56 43 77 54 Trapped
40 ABB Oy Industrial & Manufacturing 66 62 72 23 76 42 Capable but Exposed
41 Atria Oyj Retail & Consumer 66 55 55 36 83 47 Trapped
42 Kone Oyj Industrial & Manufacturing 66 57 66 38 76 41 Capable but Exposed
43 Kuusakoski Industrial & Manufacturing 66 56 59 51 79 60 Capable but Exposed
44 Lassila & Tikanoja Oyj Industrial & Manufacturing 65 54 54 51 78 60 Trapped
45 Veho Retail & Consumer 65 50 45 56 75 60 Trapped
46 Kesko Oyj Retail & Consumer 65 55 57 35 77 51 Trapped
47 Gofore Oyj IT Services & Consulting 64 58 63 43 73 60 Capable but Exposed
48 Ensto Industrial & Manufacturing 64 49 49 45 77 36 Trapped
49 HIAB Industrial & Manufacturing 64 58 67 42 72 60 Capable but Exposed
50 Tallink Silja Transport & Logistics 64 57 61 46 81 60 Capable but Exposed
51 Finnair Oyj Transport & Logistics 63 53 55 50 78 60 Trapped
52 Veritas Insurance & Pensions 63 57 62 42 76 60 Capable but Exposed
53 Skandia Insurance & Pensions 62 47 33 31 75 35 Trapped
54 Stora Enso Oyj Forest & Paper 62 54 57 36 78 49 Trapped
55 UPM-Kymmene Oyj Forest & Paper 62 51 52 48 77 60 Trapped
56 Caverion Construction & Real Estate 62 51 59 35 80 28 Capable but Exposed
57 Mandatum Financial Services 62 59 73 25 72 37 Capable but Exposed
58 Scanfil Oyj Industrial & Manufacturing 62 55 61 47 77 60 Capable but Exposed
59 Sofigate IT Services & Consulting 62 53 61 36 74 34 Capable but Exposed
60 Turku Energia Energy & Utilities 62 53 55 51 72 60 Trapped
61 Barona IT Services & Consulting 62 48 48 52 69 50 Trapped
62 CGI IT Services & Consulting 62 55 64 31 73 35 Capable but Exposed
63 Nordea Bank Abp Financial Services 62 59 72 32 69 50 Capable but Exposed
64 Eezy Oyj IT Services & Consulting 62 53 55 53 79 60 Trapped
65 Vincit Oyj IT Services & Consulting 61 51 53 54 73 60 Trapped
66 Ahlstrom Industrial & Manufacturing 61 53 57 48 76 60 Trapped
67 Klarna Financial Services 61 51 53 37 82 31 Trapped
68 Accenture IT Services & Consulting 61 59 70 38 72 60 Future-Ready
69 Paulig Retail & Consumer 61 53 61 39 70 49 Future-Ready
70 Lidl Suomi Retail & Consumer 61 53 55 50 71 60 Limited but Sheltered
71 Alko Retail & Consumer 61 45 42 53 75 43 Limited but Sheltered
72 Metsä Group Forest & Paper 61 48 47 59 75 60 Limited but Sheltered
73 Vantaan Energia Energy & Utilities 61 55 67 25 76 29 Future-Ready
74 Oras Group Industrial & Manufacturing 60 51 56 53 79 60 Limited but Sheltered
75 Posti Group Transport & Logistics 60 55 59 40 72 57 Future-Ready
76 Nordnet Other 60 57 72 21 76 28 Future-Ready
77 TCS IT Services & Consulting 60 59 71 37 69 60 Future-Ready
78 Maatalousyrittäjien eläkelaitos Insurance & Pensions 60 46 44 43 73 34 Limited but Sheltered
79 Wärtsilä Oyj Industrial & Manufacturing 60 53 66 29 77 26 Future-Ready
80 Hesburger Retail & Consumer 60 51 58 33 72 31 Limited but Sheltered
81 Harvia Oyj Industrial & Manufacturing 60 56 75 24 80 22 Future-Ready
82 Toyota Auto-Finland Retail & Consumer 60 50 55 42 77 38 Limited but Sheltered
83 Telia Finland Telecommunications 60 47 47 51 80 50 Limited but Sheltered
84 OP Ryhmä Financial Services 60 51 61 29 75 29 Future-Ready
85 Landshypotek Bank Financial Services 59 51 57 31 76 30 Limited but Sheltered
86 Fazer Retail & Consumer 58 51 59 35 77 35 Limited but Sheltered
87 Tieto Oyj IT Services & Consulting 58 50 56 32 74 26 Limited but Sheltered
88 Forex Financial Services 58 47 53 41 76 30 Limited but Sheltered
89 Saka Finland Energy & Utilities 58 46 51 42 76 30 Limited but Sheltered
90 Peab (Suomi) Construction & Real Estate 58 46 41 69 70 60 Limited but Sheltered
91 Viking Line Abp Transport & Logistics 58 47 51 45 81 41 Limited but Sheltered
92 Oma SP Financial Services 57 50 52 52 74 60 Limited but Sheltered
93 Tokmanni Group Retail & Consumer 57 45 45 46 77 37 Limited but Sheltered
94 Broman Group (Motonet) Retail & Consumer 57 54 67 36 67 43 Future-Ready
95 NCC (Suomi) Construction & Real Estate 57 44 47 48 75 30 Limited but Sheltered
96 Verkkokauppa.com Oyj Retail & Consumer 57 52 58 40 77 50 Limited but Sheltered
97 Gasum Energy & Utilities 57 48 51 59 74 60 Limited but Sheltered
98 Sanoma Oyj Media & Publishing 56 50 57 43 81 60 Limited but Sheltered
99 Helen Energy & Utilities 55 52 69 35 67 40 Future-Ready
100 Power Finland Retail & Consumer 55 44 42 67 78 60 Limited but Sheltered
101 Gigantti Retail & Consumer 54 42 34 71 77 60 Limited but Sheltered
102 Fennia Insurance & Pensions 54 54 66 44 73 60 Future-Ready
103 Oulun Energia Energy & Utilities 54 49 68 31 72 23 Future-Ready
104 SRV Yhtiöt Oyj Construction & Real Estate 54 43 41 63 69 60 Limited but Sheltered
105 Insta Group IT Services & Consulting 54 54 74 24 75 20 Future-Ready
106 If P&C Insurance Insurance & Pensions 54 56 81 17 74 19 Future-Ready
107 Uponor Industrial & Manufacturing 54 50 61 53 77 60 Future-Ready
108 Lujatalo Construction & Real Estate 54 48 59 45 76 40 Future-Ready
109 Finavia Transport & Logistics 53 44 51 41 77 34 Limited but Sheltered
110 Vivicta IT Services & Consulting 53 48 57 33 77 34 Limited but Sheltered
111 Skanska (Suomi) Construction & Real Estate 53 46 53 58 76 60 Limited but Sheltered
112 GRK Construction & Real Estate 53 51 66 49 76 60 Future-Ready
113 S-ryhmä Retail & Consumer 52 51 71 28 72 24 Future-Ready
114 Kamux Oyj Retail & Consumer 52 46 50 60 73 60 Limited but Sheltered
115 Snellman Retail & Consumer 52 45 57 37 67 29 Limited but Sheltered
116 Etteplan Oyj IT Services & Consulting 52 49 58 49 73 60 Limited but Sheltered
117 Digia Oyj IT Services & Consulting 52 46 60 37 71 23 Future-Ready
118 VR Group Transport & Logistics 51 52 75 26 81 25 Future-Ready
119 Mehiläinen Healthcare 51 54 73 21 68 32 Future-Ready
120 Nokian Renkaat Oyj Industrial & Manufacturing 51 47 54 63 78 60 Limited but Sheltered
121 Solita IT Services & Consulting 51 47 64 29 72 17 Future-Ready
122 Nokia Oyj Technology & Software 51 49 74 33 78 20 Future-Ready
123 Oriola Healthcare 50 50 62 36 69 48 Future-Ready
124 YIT Oyj Construction & Real Estate 50 48 58 51 69 60 Limited but Sheltered
125 Terveystalo Oyj Healthcare 49 46 57 43 71 43 Limited but Sheltered
126 Tamro Healthcare 48 42 44 56 69 60 Limited but Sheltered
127 Musti Group Retail & Consumer 48 50 64 44 77 60 Future-Ready
128 Bassadone Automotive Nordic Retail & Consumer 45 46 71 35 70 22 Future-Ready
129 HKFoods Oyj Retail & Consumer 44 38 46 42 69 32 Limited but Sheltered
130 Valio Retail & Consumer 43 47 62 58 67 60 Future-Ready
131 Alma Media Oyj Media & Publishing 41 41 59 34 80 29 Limited but Sheltered
Market Intelligence — 23 July 2026
Generated by The Scanner